Pulling Permits: Doing it Right if You’re DIY

Design Choices

We stood for what seemed like hours looking at the choices. There were various sizes, designs and materials to choose from. I knew what I wanted, but still once we got it and began cutting that was it. Will didn't quite see my vision and was concerned about the cuts.

We did finally choose base boards for our dining room. Then began the process of measuring, cutting, fitting, re-cutting and fitting again, painting, etc. It was a long process. We got better at cutting trim for corners, but this was our first experience, and of course, we went big with it.

It's about twice the height of most trim and I think it makes the room. I love the way it turned out. It was a labor of love, as was picking out the paint colors for each room of the house, changing the light fixtures out to match our style and breathing new life into an old, dark breezeway. That's the beauty of doing it yourself.

Doing-It-Yourself

We're generally do-it-yourself kind of folks. And that isn't because we're experts in home repair/remodeling, it's because I think we're industrious and resourceful enough {notice the stress on I. I always have to convince Will of this fact}; and we don't have the extra money to spend for someone else to do the work. That is, until it goes beyond our "expertise."

There are a few things we don't mess with. We have hired real experts to put in new windows, repair the heating and air systems and we do call the plumber when the problem is beyond our limited knowledge.

And yet, I am pretty proud of the work we've done in our house; mostly painting, adding trim and putting in new flooring and other things of that nature. Of course, this was all accomplished pre-kids and the house is now in sore need of a refreshing coat. We did take the first step and have sanded our doors and trim in an attempt to propel ourselves into this project, although that is the extent of the second round of the house re-do, so far.

We'll get around to it again....eventually.

We aren't alone in the DIY camp. As the economy crunches down on Middle America many homeowners opt to remodel instead of sell and buy again. A simple or complex re-do or new-do to your home can increase the worth of your home when you do sell or can make you, the homeowner, more content when it comes to living in this space that has either become a tight space for your family or just deteriorated with your day-to-day living.

Permits

But do you know when you should "pull a permit"? And do you realize that not knowing this could land you in a heap of trouble? Yep, you could end up owing a ton in fines or even wind up in court over failing to get permits for certain construction/remodel jobs in your home.

The good news is that it's simple to stay on the right side of the law. Here's what you need to know:

What Projects Require a Permit?

1. It's always a good idea to check with your municipality, but generally projects that involve structural changes, demolition, electrical or plumbing changes, etc. require a permit.
2. Often, large projects like a kitchen remodel and the like require more than 1 permit for the whole project.

Why Bother Getting a Permit?

1. If you don't get a permit and you get caught, you could pay a large fine; which will cost you much more than the original permit would have cost.
2. If you didn't get a permit/have an inspection {and should have} and later have a need to file an insurance claim regarding that work, they may not pay the claim.
3. Failure to get permits may even risk insurance coverage/rates.
4. You may have trouble with an inspection when/if you try to sell your home.

When Should the Permit be Obtained?

1. The first thing to do, before beginning the project, is to obtain a permit.
2. If a contractor is performing the work, it's probably best to have the contractor pull the permit; some cities even require that.
3. Be sure to properly display the permit while the work is being performed.
4. If work is started without a permit and the city notices this, all work will be halted until a permit is obtained, and a fine will be assessed.

The best rule of thumb? When in doubt, always check. In this case, it's better safe than sorry. Knowing this information and following the law will save you time and money down the road, especially if the work is not up to code when an inspector comes through when you're trying to sell.

In the Name of Safety

The purpose behind requiring permits is safety. If you have a permit, the work must be inspected by a city official when completed in order to close the permit. This requirement insures that the work was done correctly and is up to Code. If it wasn't, it can be fixed right away before causing damage, which could potentially harm the inhabitants of the home and perhaps even neighbors, etc.

The Scoop

If you choose to ignore your local government's code, you will be breaking the law; and in the end your project will cost you much more than you anticipated. It may seem like a hassle to have to "pull permits" and pay the permit fee(s) and have an inspector come, but in the long run, you'll be glad you did. Over and out...

Anna